Senior Resources

Christine Cary, Director

Senior Resources Department
Located At Beltrone Living Center
6 Winners Circle
Colonie, NY 12205

(518) 459-5051
(518) 459-4690
Email Us

Monday - Friday 8:30 a.m. - 4:30 p.m.
Evening hours by appointment only.
Director's Message

As the age demographics shift across this country it does so as well in the Town of Colonie. Currently the senior population makes up for 21% of the Town's total population and this number will grow in the years ahead. The Supervisor, the Town Board and Colonie Senior Resources Department are dedicated to providing for the seniors of today and planning for the needs of tomorrow's older residents.

The Senior Resources Department, which continues to be the place to start for senior services in the Town, is the community resource for senior services. Our caseworkers and staff are available to provide information, assistance and referral to a variety of programs and services ranging from in-home services to transportation options. When helping seniors or their caregivers the assistance can be brief information and assistance or more extensive, providing case management to seniors and their caregivers. This individual assistance is provided in a confidential manner, whether it is providing counseling to an overwhelmed caregiver or providing assistance with health care and benefit programs or the high cost and challenges of home maintenance. Our caseworkers work directly with seniors and try our hardest to support residents with the services and assistance necessary to remain living independently in their own homes as valued community residents.

Another vital component in the continuum of senior services in the Town is the seven senior clubs, located throughout the Town. Town funding insures that the clubs continue to be the hub of recreational, wellness and socialization opportunities for seniors throughout the Town. Each club is unique, tailoring the recreational events around the desires of their membership. More information about the clubs and activities can be found at the link to senior clubs on our website or contact us at 459-5051, ext 1.

Colonie Senior Service Centers, Inc. (CSSC) is the third component of senior services. CSSC is a non-profit senior service Center providing senior transportation, congregate meals, health and wellness activities, adult day services, Umbrella of Colonie home maintenance program and senior housing. The Town of Colonie provides funding support annually to CSSC for senior transportation, Umbrella of Colonie scholarships, congregate meals and Bright Horizons Adult Day Service scholarships. Senior Resources and CSSC work seamlessly to provide a full range of programs and services to meet the needs of our senior community. For more information on the programs provided by CSSC please visit their website at

There are many valuable services and programs delivered in a variety of ways to the Town's older residents and caregivers. It is important that folks know how to access assistance whether it is for them or for a loved one. Assistance is a phone call away; please contact the Senior Resources Department at 459-5051 for more information or email me.

Christine Cary

Programs & Services

The Town of Colonie Senior Resources Department offers the following programs and services:

  • Case Assistance
  • Client Advocacy
  • Entitlement Assistance
  • Housing Options
  • Information and Referral
  • Legal Assistance (by appointment)
  • Notary Services (by appointment)
  • Respite Care Options
  • Town Funded Senior Citizens Clubs
  • Transportation Options
  • In-Home Assessments/Service Options
  • Caregivers Assistance/Support - The Senior Resources Department provides individual support assistance and counseling to caregivers caring for an aging loved one or friend. Caseworkers meet individually and confidentially with caregivers to assess the individual's needs of the care recipient and assist in developing a plan for care for the unmet needs. Phone consultation and home visits are also available.
  • Farmers' Market Nutrition Program - The locally grown fresh fruits and vegetables provided by this program offer important health benefits to seniors, as well as provide economic stimulus to New York State farms and local farmers' markets in this state and federal funded program. Farmers' market coupons are available for income eligible seniors over the age of 60. The Farmers' Market at the Crossings is a participating market.
Financial Assistance Programs

The benefits and entitlements listed below are available to senior residents of the Town of Colonie. Since programs and income eligibility amounts are subject to change, please call 459-5051 for the latest information. The income amounts listed below are based on 2016 figures.

The Town of Colonie Senior Resources Department case workers are available to assist seniors and their caregivers by reviewing the programs listed below for eligibility and assist with the application process.

The guidelines noted for any of these benefits and entitlements are for the year 2016. Each year these guidelines change. Please contact the Town of Colonie Senior Resources Department for up-to-date information.

  • Elderly Pharmaceutical Insurance Coverage (EPIC) - Prescription drugs assistance for seniors who have Part D may enroll in EPIC. EPIC will pay your Part D premium up to $39.73/month. EPIC will provide secondary coverage after any required deductibles are met. EPIC eligibility: seniors 65 and older with an income of $75,000 or less for single people and $100,000 for married couples.
  • Supplemental Nutrition Assistance Program (SNAP) (Formerly known as the "Food Stamps" Program - SNAP provides low income households a monthly allotment of benefits provided through a debit card system for the purchase of food items. Eligibility is based on income, monthly shelter and medical expenses. A representative from Legal Aid Nutrition Outreach and Education is available at the Senior Resources office to determine eligibility and apply for benefits in a confidential environment. Senior Resources case workers also provide application assistance. Please call 459-5051 for more information.
  • Home Energy Assistance Program (HEAP) - A one-time payment that ranges from $50 to $650 (based on your usage and income) paid directly to your energy supplier for home owners or renters with a gross monthly income under $2,244 for individuals and $2,935 for couples. HEAP assistance is usually available between November and April. You must complete an application and provide proof of income as well as age for all individuals living in the household. HEAP assistance is provided through our office, please call 459-5051.
  • Income Tax Assistance - Volunteers trained by the IRS and AARP prepare income tax returns for seniors during February through mid-April at two Town sites. You must schedule an appointment in order to have your taxes completed. Appointments fill quickly so do not delay in calling Carrie Blanchard at 459-3977.
  • Legal Assistance - For residents of Albany County who are 60 years of age or older. This project is funded by the Albany County Department for the Aging and the Legal Aid Society of Northeastern New York. The attorney comes to Colonie once a month and can give legal advice on variety of issues. An appointment is needed- please call 459-5051.
  • Medicaid - For persons 65+, blind or disabled, who have income of $825 for individuals or $1,209 for couples and resources of $14,850 for individuals or $21,750for couples, and persons under 65 who meet Home Relief budget rules. A burial fund of $1,500 per person is allowed. There is also a community spouse allowance when the other spouse is in a nursing home. The community spouse can keep up to $2,980/month and resources of $119,220. For more information and application assistance please call 459-5051.
  • Medicaid Spend Down - For those 65+, blind, or disabled, whose income is over the eligibility for Medicaid can spend down this excess income on medical expenses or pay this excess income to the County in order to qualify for Medicaid.
  • Medicare – Parts A, B & D - Persons 65+ that are eligible for Social Security or Railroad Retirement Benefits, or those who purchase coverage or have been disabled for 24 months will receive Part A coverage for hospitalization, some skilled nursing home or home care or hospice (with deduction). Part B covers 80% for physicians, outpatient test and durable medical equipment, and is paid for by a monthly premium, plus a deductible. Part D provides prescription drug coverage. The Extra Help (Low income Subsidy Program) provides extra help in paying for prescription drugs for those who meet income and asset guidelines. For assistance in obtaining health insurance counseling please call our caseworkers who are trained and certified health insurance counselors at 459-5051.
  • Medicare Supplemental Insurance - Those on both Part A and B Medicare coverage may obtain a Medigap policy to cover the other 20%. Information and applications regarding secondary insurance and Medigap policies are available through the Town of Colonie Senior Resources Department at 459-5051 or your local HIICAP Coordinator at 1-800-701-0501.
  • Qualified Medicare Beneficiary (QMB) - For persons 65+, blind or disabled, who have income of $1,010 (individual) or $1,355 (couple) with no resource limit. This program pays for Medicare premiums, coinsurance, deductibles and copayments.
  • Qualified Individual-1 (QI-1) - This program pays for Medicare B only. Individuals cannot be eligible for QI-1 and Medicaid. The applicant must have Medicare Part A. States are allotted money for this program on a yearly basis. There is no resource test for this program. The 2016 income requirements for this program are $1,357 (individual) and $1,823 (couples) per month with no resource limit.
  • Real Estate Tax Exemption - A sliding scale real estate tax exemption on primary residence of up to 50% renewable annually for those 65+. Must apply in January and February in the Assessor's Office.
  • Social Security - Any individual that is 62+ and has contributed an eligible amount into the system can receive monthly checks based on prior employment amounts withheld. Amount is variable according to age, and if still employed.
  • Supplemental Security Income (SSI) - This is a monthly cash benefit for persons 65+, blind or disabled, who live alone and have very low income with resources of $2,000 or less (single) or $3,000/couple and need assistance to help meet expenses. Amount and eligibility depends on income and living arrangements.
  • New York State School Tax Relief Program (STAR) - New York State School Tax Relief Program that provides an exemption from school property taxes for owner-occupied, primary residences for senior citizens 65 or over. For more information about STAR please call the Town Assessor's office at 783-2701. Applications must be received by March 1 in order to qualify for the next year.
  • Veteran's Real Estate Exemption - This exemption is known as the alternative veterans' exemption and is available only for residential property of veterans who served during wartime or received an expeditionary medal. The alternative exemption provides a property tax exemption of 15% of assessed value to veterans who served during wartime and an additional 10% to those who served in a combat zone. This is not an automatic exemption. The veteran must file an application with the assessor by March 1. Call the Town Assessor’s office at 783-2701 for applications and questions.
  • Weatherization Referral and Packaging Program (WRAP) - The weatherization program provides a comprehensive energy audit to determine if any cost effective measures can be made to improve heating efficiency and energy consumption. The program is available to those 60 and over and who meet the same eligibility requirements as HEAP. You may own a home, trailer or an apartment building of four units of less. You can apply through the Town of Colonie Senior Resources office at 459-5051.
Senior Resources Guide

The Resource Guide was developed by the Town of Colonie Senior Resources Department as a helpful tool for seniors and caregivers in need of obtaining valuable information on the programs and services available to our older residents. This resource guide is a starting point to accessing the multiple community based programs available to assist seniors in the Town of Colonie.

The Colonie Senior Network (CSN) is as much a concept as an organization. It began with the Town of Colonie Senior Resources Department and Colonie Senior Service Centers, Inc ., and the Town’s incorporated seven senior clubs together to reach out to the community. Together they identified and met with formal and informal seniors groups, community leaders, service providers, civic and faith-based organizations to raise awareness of issues affecting seniors in our community. The mission of the Colonie Senior Network is to identify and strengthen the existing network of community services for seniors and their families.

Download Seniors Resources Guide
Senior Citizens Clubs

The Seven (7) not-for-profit senior citizens clubs located in the Town of Colonie offer activities and recreational opportunities for the Town's adults age 60 or older. There are representatives from each of these clubs on the Colonie Senior Citizens Club Committee (originally known as the Colonie Senior Advisory Committee). The Director of the Senior Resources Department, representatives of Colonie Senior Service Centers, and the Senior Liaison to the Town Board also attend. It is a forum to disseminate important information between the organizations to the club membership through their representatives. The committee also discusses, advises, promotes, and recommends suggestions on programs to enrich and enhance the social, educational and physical well-being of all town senior citizens.

Christ Our Light Senior Citizens Club

1 Maria Drive
Loudonville, NY 12211
Arlene McElwee, President, (518) 465-5044

The original seniors group was held at Christ Our Light Church on Exchange Street in West Albany and consisted of approximately 30 members. It was decided that the club be moved to its current home, the new Christ Our Light Church located on Maria Drive, where our membership has grown to approximately 400 members.

Meetings are held every Monday from 10 a.m. to 4 p.m. You are encouraged by current club members to join and have a good time. Our tour directors strive to provide various social activities, exercise classes and exciting trips for our members to participate in. Speakers come and discuss different topics and programs that are relevant to our seniors. You will be sure to find a card game or you can take your chance at Bingo! Other events we have are the Installation Luncheon in January, Easter Luncheon & Parade in April, Picnic in June, Anniversary Party in September, Halloween Costume Party and Luncheon in October, Mass and Luncheon for Departed Members in November and our Christmas Party in December.

You are invited to come and join the Christ Our Light Senior Citizens Club. Bring a friend and have a good time making new friends every Monday. Transportation to club events is available by calling Colonie Senior Service Centers, Inc. at 459-6064 to register.

Colonie Senior Citizens Club, Inc.

Six Winners Circle
Colonie, NY 12205
Carolyn Chabot, President, (518) 785-6315

The Colonie Senior Citizens Club, Inc. was incorporated in 1971 and currently has approximately 400 members. It seeks to provide opportunities for the emotional and physical improvement of its membership. Promote and support great friendships as well as educational and recreational opportunities that will stimulate and encourage more purposeful living.

The club holds a monthly meeting on the first Wednesday of the month at 10 a.m. in the Lakeview Room of the Beltrone Living Center. All members are encouraged to attend and participate in the presentations and discussions.

You are invited to join the Colonie Senior Citizens Club, Inc. Please visit the club’s membership desk in the lobby of the Beltrone Living Center on the first Wednesday of the month to complete an application and join!


Hart Social Center, Inc.

Six Winners Circle
Colonie, NY 12205
Richard Williams, President, (518) 869-0720

The Hart Social Center moved to the Beltrone Living Center in November 2000 and our meetings are on the second Thursday of the month at 1 p.m. followed by refreshments. Colonie Senior Service Centers, Inc. at the Beltrone Living Center gives our members access to its many activities such as osteo classes, yoga classes, painting, pool, dancing, etc. as well as lunches and dinners. The Hart Social Center also offers pinochle, bridge and bingo.

An educational or informational speaker appears at just about every meeting. The Hart Social Center makes every attempt to provide their members a day trip. Contact the President for the schedule.

Lisha Kill Senior Citizens Club, Inc.

1653 Central Avenue
Albany, NY 12205
Dorothy Green, President, (518) 458-3572

The Lisha Kill Senior Citizens Club, Inc. is a senior citizen club of just over 150 members and growing - Just the right size to know you by your first name, but big enough to have fun. Members are big in heart and in their support of each other.

The club gathers every Wednesday from 9 a.m. to 1 p.m. with refreshments that are donated by club members. The Lisha Kill Senior Citizens Club asks for an annual membership fee of $10 to help in the costs of running the club. Why not drop in for a cup of coffee and some conversation?

At these gatherings, members make things out of wood, yarn and pieces of material. Some knit or make quilts while others play cards and some just come to socialize. Speakers attend some of the meetings and both birthdays and anniversaries of our members are celebrated. The business meeting is the second Wednesday at 10 a.m. You probably know some of the members already - Come and find out!

For more information, call the Dorothy Green or better yet, come join us on Wednesdays between 9 a.m. and 1 p.m. and see what the Lisha Kill Senior Citizens Club has to offer you. See you there!

Menands Senior Citizens Club

21 ½ North Lyon Avenue
Menands, NY 12204
Diane Leonard, President, (518) 465-3771

Meetings are held every Thursday from 10 a.m. to 3 p.m. In addition, a strengthening exercise class taught by club member Jo Wells is offered from 10:00 a.m. - 11:00 a.m. on every Thursday except the third Thursday of the month. On this Thursday, bingo is held. During the remainder of the day, a number of seniors like to play rummikube or socialize. Rummikube is a game played like rummy, using tiles instead of cards. Most of the members really like this game. It is a great game because you have to concentrate and watch the plays your opponents make and try to figure out what play you are going to make.

Business meetings are held on the fourth Thursday of the month at 2:30 p.m. following lunch. During the year, there will be different speakers who talk about issues that concern seniors. Every summer a picnic is held in the park close to Bethany and there is also an annual holiday party.

The Menands Senior Club has a very active Tour Committee who work very hard to plan trips that take place nearly every month. Club officers are looking for good ideas to improve the club and are looking forward to more people joining.

Towers of Colonie Silver Streakers, Inc.

420 Sandcreek Road
Albany, NY 12205
Ralph Della Rocca, President, (518) 542-1807

The Towers of Colonie Silver Streakers, Inc. is a senior club of about 255 members. Many of the members already know each other because the majority of the members live at the Towers and find it easy to attend the monthly meetings and events.

They meet the first Monday of the month at 1 p.m. At these meetings you have an opportunity to listen to some interesting and educational speakers. The Silver Streakers also host fun socials each month, which many members look forward to, because for some, it is their only means of recreation. Associate members also enjoy attending the meetings and socials.

Activities of the Silver Streakers include a bocci club on Wednesdays at 6 p.m. during the summer and a group who crochet and knit lap robes, etc. for the nursing homes and children. During the summer there is also an exercise class in the pool at the Towers. The instructor meets with the seniors on Friday mornings an hour before the pool opens at 10 a.m.. Many of theses seniors are from other clubs in the Town and they really enjoy coming here for this event.

Thunder Road Senior Club, Inc.

2 Thunder Road
Albany, NY 12205
Ned Johnson, President, (518) 869-7172

The Thunder Road Senior Club, Inc. is located within the Village of Colonie which is open daily from 9 a.m. to 2 p.m. If you are at least 55 years of age and live in the Town of Colonie you are eligible to join at the monthly meeting. Monthly meetings are held on the first Tuesday of the month at 10 a.m. Annual dues for membership are $12.00. In addition to the membership dues, there are also access fees that will apply to all club members that don’t live with the Village of Colonie will have to pay to utilize the Village Senior Center facilities. There are 4 access levels outlined below. Contact the Village Center directly for more information on what each level entails:

  • Platinum Access: is for Village Residents only – NO FEE and provides unlimited use of the facility and activities.
  • Gold Access: $12/month OR $100 annual fee for Town of Colonie residents who are NOT VILLAGE residents and are a member of one of the Town of Colonie Senior Clubs.
  • Silver Access: $6/month OR $50 annual fee for Town of Colonie residents who are NOT VILLAGE residents and are a member of one of the Town of Colonie Senior Clubs.
  • Guest Access Pass: $5/day for anyone who does not have a Platinum, Gold or Silver Access card.

The objective of the Thunder Road Senior Club is to afford seniors a place to participate in activities, meet new people, and travel to historic places and to enjoy the camaraderie of your peers.

Activities offered at the center include: bingo, bridge, pinochle, language classes (German & Spanish), square dancing, line dancing, quilting, Tai Chi, exercise, singing, yoga, pool, computer classes and many other fun activities.

Our club has theme parties during the year, including an anniversary celebration, a picnic held at Cook Park, a Halloween party as well as a December holiday party. For further information, contact the Village of Colonie Senior Citizen Center at 452-2591. You can also visit our website.