Listings of these resources does not constitute promotion of these programs by the Town of Colonie. This information is not intended as legal advice.
Building and Fire Services
Are you at risk of foreclosure? Do you know someone who might be at risk? Get more information and help here. If you are having trouble making your mortgage payments, have already fallen behind or are in default or foreclosure, you may feel scared, ashamed or overwhelmed. It is very important that you act quickly to reach out for the help you need. The longer you wait, the fewer options you may have to avoid foreclosure. Don't suffer alone. There are services to assist homeowners during this difficult time.
The Town of Colonie is committed to foreclosure prevention.
For more information on foreclosure prevention programs, see below:
- New York State Homeowner Protection Program (HOPP)
Learn more about the New York State Attorney General's Homeowner Protection Program (HOPP), which funds a network of more than 85 assist trusted partners dedicated to providing homeowners with free, qualified mortgage assistance relief services across New York. To obtain help, follow the link above or call the HOPP hotline at 1-855-HOME-456 (1-855-466-3456).
- New York State Mortgage Assistance Program (MAP)
Learn more about the New York State Mortgage Assistance Program (MAP), which helps homeowners who are at risk of losing their home because they've missed payments. MAP provides a 0% interest mortgage loan up to $40,000 to eligible New York homeowners at risk of foreclosure. To see if you might be eligible for MAP, follow the link above to be connected with a housing counselor or legal services provider.
- New York State Department of Financial Services Help For Homeowners Facing Foreclosure
Learn more about tips to follow if you are facing foreclosure from the New York State Department of Financial Services.
- New York State Foreclosure Relief
Learn more about the New York State Foreclosure Relief Unit, which assists homeowners already in foreclosure or at risk of foreclosure. Homeowners in danger of foreclosure may follow the link above or call the Foreclosure Relief Hotline at: 1 (800) 342-3736. The Foreclosure Relief Unit can: Provide information on available federal programs; Answer inquiries about the foreclosure process; Assist homeowners in their efforts to obtain loan modifications and other relief; and Take complaints from aggrieved homeowners and seek resolutions with banks and mortgage servicers.
For more information on foreclosure prevention counseling, see below:
- Albany County Rural Housing Alliance, Inc.
10 Cayuga Plaza, Cohoes, NY 12047-2877ACRHA provides mortgage delinquency and default resolution counseling.
- Troy Rehabilitation and Improvement Program
415 River St Ste 2, Troy, NY 12180-2834
- Affordable Housing Partnership
255 Orange St, Albany, NY 12210-2404
- Catholic Charities / United Tenants of Albany, Inc.
255 Orange Street, Albany, NY 12210
- New York State Office for People with Developmental Disabilities
44 Holland Avenue, Albany, NY 12208-3411
For legal help on preventing foreclosure, see below:
347 Old Niskayuna Road
Latham, NY 12110-2286