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Fair
Housing - It's Your Right

"One America" -- an America were no one is denied an
opportunity to build a better life because of race, color, religion,
sex, national origin, family status, or disability.
Index to Fair Housing
The Fair Housing
Act
What is Prohibited?
Additional Protection
if You Have a Disability
Requirements
for New Buildings
Housing Opportunities
for Families
If You Think Your Rights
Have Been Violated
What Happens When
You File a Complaint?
What Happens
After a Complaint Investigation?
Contact Information
In April
1998, the US Department of Housing and Urban Development celebrated
Fair Housing Month marking the 30th anniversary of Title VIII
of the Civil Rights Act of 1968 -- the Federal Fair Housing Law.
The Fair Housing Act protects everyone! No one can be denied
housing because of his or her race, color, religion, sex, national
origin, familial status, or disability. The US Department of
Housing and Urban Development enforces the Fair Housing Act which
protects these rights. The Town of Colonie has an Affirmative
Action Plan for Fair Housing.
The Fair Housing Act prohibits discrimination in housing because
of:
- Race or color
- National origin
- Religion
- Sex
- Familial status (including
children under the age of 18 living with parents or legal custodians;
pregnant women and people securing custody of children under
18)
- Handicap
What housing is covered?
The Fair Housing Act covers most housing. In some circumstances,
the Act exempts owner-occupied buildings with no more than four
units, single-family housing sold or rented without the use of
a broker, and housing operated by organizations and private clubs
that limit occupancy to members.

What Is Prohibited?
In the Sale and Rental of Housing:
No one may take any of the following actions based on race, color,
national origin, religion, sex, familial status or handicap:
- Refuse to rent or sell
housing
- Refuse to negotiate
for housing
- Make housing unavailable
- Deny a dwelling
- Set different terms,
conditions or privileges for sale or rental of a dwelling
- Provide different housing
services or facilities
- Falsely deny that housing
is available for inspection, sale, or rental
- For profit, persuade
owners to sell or rent (blockbusting) or
- Deny anyone access to
or membership in a facility or service (such as a multiple listing
service) related to the sale or rental of housing
In Mortgage Lending:
No one may take any of the following actions based on race, color,
national origin, religion, sex, familial status or handicap:
- Refuse to make a mortgage
loan
- Refuse to provide information
regarding loans
- Impose different terms
or conditions on a loan
- Discriminate in appraising
property
- Refuse to purchase a
loan or set different terms or conditions for purchasing a loan
In Addition:
It is illegal for anyone to:
- Threaten, coerce, intimidate
or interfere with anyone exercising a fair housing right or assisting
others who exercise that right
- Advertise or make any
statement that indicates a limitation or preference based on
race, color, national origin, religion, sex, familial status,
or handicap. This prohibition against discriminatory advertising
applies to single- family and owner-occupied housing that is
otherwise exempt from the Fair Housing Act.

Additional
Protection If You Have a Disability
If you or someone associated with you:
- Have a physical or mental
disability (including hearing, mobility and visual impairments,
chronic alcoholism, chronic mental illness, AIDS, AIDS Related
Complex and mental retardation) that substantially limits one
or more major life activities.
- Have a record of such
a disability or are regarded as having such a disability.
Your landlord may not:
- Refuse to let you make reasonable modifications
to your dwelling or common use areas, at your expense, if necessary
for the handicapped person to use the housing. (Where reasonable,
the landlord may permit changes only if you agree to restore
the property to its original condition when you move).
- Refuse to make reasonable
accommodations in rules, policies, practices or services if necessary
for the handicapped person to use the housing.
Example:
A building with a "no pets" policy must allow a visually
impaired tenant to keep a guide dog.
Example:
An apartment complex that offers tenants ample, unassigned parking
must honor a request from a mobility-impaired tenant for a reserved
space near her apartment if necessary to assure that she can
have access to her apartment.
However, housing need not be made available to a person who is
a direct threat to the health or safety of others or who currently
uses illegal drugs.

Requirements
for New Buildings
In buildings that are ready for first occupancy after March 13,
1991, and have an elevator and four or more units:
- Public and common areas
must be accessible to persons with disabilities.
- Doors and hallways must
be wide enough for wheelchairs.
All units must have:
- An accessible route
into and through the unit
- Accessible light switches,
electrical outlets, thermostats and other environmental controls
- Reinforced bathroom
walls to allow later installation of grab bars and
- Kitchens and bathrooms
that can be used by people in wheelchairs
If a building with four
or more units has no elevator and will be ready for first occupancy
after March 13, 1991, these standards apply to ground floor units.
These requirements for new buildings do not replace any more
stringent standards in State or local law.

Housing
Opportunities For Families
Unless a building or community qualifies as housing for older
persons, it may not discriminate based on familial status. That
is, it may not discriminate against families in which one or
more children under 18 live with:
- A parent
- A person who has legal
custody of the child or children or the designee of the parent
or legal custodian, with the parent or custodian's written permission
Familial status protection
also applies to pregnant women and anyone securing legal custody
of a child under 18.
Exemption:
Housing for older persons is exempt from the prohibition against
familial status discrimination if:
- The HUD Secretary has
determined that it is specifically designed for and occupied
by elderly persons under a Federal, State or local government
program or
- It is occupied solely
by persons who are 62 or older or
- It houses at least one
person who is 55 or older in at least 80 percent of the occupied
units; has significant services and facilities for older persons;
and adheres to a published policy statement that demonstrates
an intent to house persons who are 55 or older. The requirement
for significant services and facilities is waived if providing
them is not practicable and the housing is necessary to provide
important housing opportunities for older persons.
A transition period permits
residents on or before September 13, 1988, to continue living
in the housing, regardless of their age, without interfering
with the exemption.

If
You Think Your Rights Have Been Violated
HUD is ready to help
with any problem of housing discrimination. If you think your
rights have been violated, you may fill out a Housing Discrimination
Complaint form, write HUD a letter, or telephone the HUD Hotline.
You have one year after an alleged violation to file a complaint
with HUD, but you should file it as soon as possible.
Online Assistance:
What to Tell HUD:
- Your name and address
- The name and address
of the person your complaint is against (the respondent)
- The address or other
identification of the housing involved
- A short description
of the alleged violation (the event that caused you to believe
your rights were violated)
- The date(s) of the alleged
violation
Where to Write:
Send the Housing Discrimination Complaint Form or a letter to
the HUD office nearest you or to:
Office of Fair Housing and Equal Opportunity
U. S. Department of Housing and Urban Development
Room 5204
Washington, D.C. 20410-2000
Or
Town of Colonie
Community Development
Memorial Town Hall
Newtonville, NY 12128
Where to Call:
If you wish, you may use the toll-free Hotline number: 1-800-669-9777.
(In Washington, D.C. call 708-0836.)
If You Are Disabled:
HUD also provides:
- A toll-free TDD phone
for the hearing impaired: 1-800-927-9275. (In Washington, D.C.,
call 708-0836.)
- Interpreters
- Tapes and Braille materials
- Assistance in reading
and completing forms

What
Happens When You File A Complaint?
HUD will notify you when it receives your complaint. Normally,
HUD also will:
- Notify the alleged violator
of your complaint and permit that person to submit an answer
- Investigate your complaint
and determine whether there is reasonable cause to believe the
Fair Housing Act has been violated
- Notify you if it cannot
complete an investigation within 100 days of receiving your complaint
Conciliation
HUD will try to reach an agreement with the person your complaint
is against (the respondent). A conciliation agreement must protect
both you and the public interest. If an agreement is signed,
HUD will take no further action on your complaint. However, if
HUD has reasonable cause to believe that a conciliation agreement
is breached, HUD will recommend that the Attorney General file
suit.
Complaint Referrals
If HUD has determined that your State or local agency has the
same fair housing powers as HUD, HUD will refer your complaint
to that agency for investigation and notify you of the referral.
That agency must begin work on your complaint within 30 days
or HUD may take it back.
What If You Need Help Quickly?
If you need immediate help to stop a serious problem that is
being caused by a Fair Housing Act violation, HUD may be able
to assist you as soon as you file a complaint. HUD may authorize
the Attorney General to go to court to seek temporary or preliminary
relief, pending the outcome of your complaint, if:
- Irreparable harm is
likely to occur without HUD's intervention
- There is substantial
evidence that a violation of the Fair Housing Act occurred
Example:
A builder agrees to sell a house but, after learning the buyer
is black, fails to keep the agreement. The buyer files a complaint
with HUD. HUD may authorize the Attorney General to go to court
to prevent a sale to any other buyer until HUD investigates the
complaint.
What
Happens After A Complaint Investigation?
If, after investigating your complaint, HUD finds reasonable
cause to believe that discrimination occurred, it will inform
you. Your case will be heard in an administrative hearing within
120 days, unless you or the respondent want the case to be heard
in Federal District Court. Either way, there is no cost to you.
The Administrative Hearing:
If your case goes to an administrative hearing, HUD attorneys
will litigate the case on your behalf. You may intervene in the
case and be represented by your own attorney if you wish. An
Administrative Law Judge (ALJ) will consider evidence from you
and the respondent. If the ALJ decides that discrimination occurred,
the respondent can be ordered:
- To compensate you for
actual damages, including humiliation, pain and suffering
- To provide injunctive
or other equitable relief, for example, to make the housing available
to you
- To pay the Federal Government
a civil penalty to vindicate the public interest. The maximum
penalties are $10,000 for a first violation and $50,000 for a
third violation within seven years
- To pay reasonable attorney's
fees and costs
Federal District Court:
If you or the respondent choose to have your case decided in
Federal District Court, the Attorney General will file a suit
and litigate it on your behalf. Like the ALJ, the District Court
can order relief, and award actual damages, attorney's fees and
costs. In addition, the court can award punitive damages.
In Addition, You May File Suit:
You may file suit, at your expense, in Federal District Court
or State Court within two years of an alleged violation. If you
cannot afford an attorney, the Court may appoint one for you.
You may bring suit even after filing a complaint, if you have
not signed a conciliation agreement and an Administrative Law
Judge has not started a hearing. A court may award actual and
punitive damages and attorney's fees and costs.
Other Tools to Combat Housing Discrimination:
If there is noncompliance with the order of an Administrative
Law Judge, HUD may seek temporary relief, enforcement of the
order or a restraining order in a United States Court of Appeals.
The Attorney General may file a suit in a Federal District Court
if there is reasonable cause to believe a pattern or practice
of housing discrimination is occurring.

For
Further Information:
The Fair Housing Act and HUD's regulations contain more detail
and technical information. If you need a copy of the law or regulations,
contact the HUD office nearest you or:
Office of Fair Housing and Equal Opportunity Room 5116
Department of Housing and Urban Development
451 Seventh Street, S. W.
Washington, D.C. 20410-2000
(202) 708-2878
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